It could be that you need a way to stretch your green a little bit more. An easy way to save a big chunk of change is take a good look at your home and auto insurance coverage.
I had been meaning to do this for quite some time, but I got some extra motivation this past March when my premiums came due. Surprise, surprise! – my rates had been raised once again. This was a bit puzzling to me as we have never filed a claim, been involved in any accidents, or gotten any tickets (oops -I did get a $20.00 ticket in 2002 for not wearing my seatbelt. I can think of lots better ways to spend 20 bucks!). I understand that there are (allegedly) larger economic factors that affect premiums, but on a personal level I couldn’t see that yet another increase was justified. So I had finally reached the point where indignation would subvert indolence. (more…)