Live for Family

Mom, Parenting and Family Holiday Blog

Family Cases

The Labor Department claims the ESG 401(k) objection is based on a “false premise.”

The US Labor Department has responded to the more than two dozen red states, energy companies, and workers that have filed lawsuits to overturn the rule allowing socially aware retirement saving, claiming that the objections are based on a “false assumption.”

On Tuesday, March 28, 2023, regulators filed nearly identical opposition briefs in separate federal court cases in Texas and Wisconsin, stating that the ESG investing guideline confirms the department’s long-held view that financial returns are crucial and that “collateral benefits” should be considered only when two or more investment alternatives are economically similar. (more…)

Communication Problems in Couples’ Relationships

It is not uncommon for couples to have difficulty expressing their needs and feelings without misunderstanding or conflict. Couples therapy can help to remove these communication barriers.

Sexual dissatisfaction or differing sexual needs can cause frustration in a couple’s relationship. Therapy can provide a safe space to discuss these issues and work on improving sexual satisfaction.

Emotional Distance

When couples feel emotionally distant from each other, it may be a sign that they need help rebuilding intimacy.

Major life events, such as parenthood, career changes, or long-distance relationships, can put a strain on a couple’s relationship. Couples therapy can help them handle these transitions more smoothly. (more…)

Everything You Need To Know About Pre-Need Funeral Planning

Setting up a pre-need funeral plan is a smart move to prepare for the inevitability of death, one that provides you with several benefits. For one, it saves money by letting you manage what services and products you need on a budget. Another is that a contract gives you control over your funeral or burial choices, sparing your family from worrisome expenses and decision-making stresses during a time of grieving.

If you’re looking for funeral options, a pre-need contract can be a suitable choice for you. Continue reading for an in-depth look at this type of plan and how it helps secure your future. (more…)

Husband Transfers Using a Minimal Basis Stock

First Scenario—Husband Transfers Using a Minimal Basis Stock
Husband Wife
Transferred FMV of shares $35,000 $35,000
transferred cost basis of shares 30,000 8,000
Taxable profit upon sale $5,000 $27,000

Second Scenario—Husband Transfers Shares Similar To Cost Basis
  Husband Wife
Transferred FMV of shares $35,000 $35,000
Transferred cost basis of shares 19,000 19,000
Taxable profit upon sale $16,000 $16,000

 From the illustration above, the FMV is as important as the cost basis. This should be evaluated carefully by advisors and attorneys to ensure a fair settlement and asset distribution. (more…)

FTC Urges Employers to Present Plain Facts to the FCRA for Potential Employees’ Background Assessment

The Federal Trade Commission Publishes a Post on Background Assessment Data

In a recent article by the Federal Trade Commission (FTC), the presentation of data and fact for background check of potential employees were highlighted. This is so that employers who acquire background assessment of applicants can understand the prerequisites of the Fair Credit Reporting Act (FCRA). (more…)

Is the shortage of workers, a result of drug tests and low unemployment?

A report presented at the national conference, which was sponsored by the Federal Transit Administration at the earlier part of the month revealed that American employees in states that marijuana has been legalized are increasingly failing drug tests on the compound. The research carried out by Quest Diagnostics tracks the outcomes from drug tests in all the 50 states yearly and discovered that 4.2 percent in the average rate of positivity for Colorado and the national population last year. (more…)